Need a short-term loan? We can help! Focus Financial has been providing online payday loans in Canada since 2008.

Focus Financial is a leading provider of online payday loans in Canada. Every single day we are helping Canadians to fulfill their financial needs with our fast & easy online payday loans. In just minutes, you can get the quick cash you need to pay a nearly overdue bill or to get your family or friend through an emergency situation that requires immediate financial access. The convenience we offer with our online payday loan application is phenomenal due to the faxless payday loan options we offer, the competitive cash advance rates we have and the excellent and friendly service we provide. At Focus Financial, we have the systems, the ambience and the professionalism of a traditional bank. Our secure online payday loan application process allows you to apply from anywhere in Canada. Create your account today by applying for a payday loan and get the payday advance you need within minutes of being approved!

How can I apply?

You can easily apply for an online payday loan with us from anywhere in Canada by clicking on the “Apply Now” link and entering all your general information. The best part about our application process is that it is done completely online. All you need to do is to answer a few simple questions about yourself. There is no documents to fax or email. We have completely digitized our application process. We do not run credit checks and have a personalized approach to every loan application that we receive. Whether you have bad credit, no credit or gone bankrupt previously, don’t worry, as we will still consider you for a payday loan! All you need to show us is good banking history and an ability to pay back the loan with proof of income. Once your loan application is approved, you will receive the funds via interact email money transfer. It is that easy!

What are the qualifications?

We are not very strict when it comes to qualifications. There are some main requirements in order to receive payday loans from us, which are: you must be at least the legal age of majority in your province or territory, you must be a Canadian citizen or resident, you must be employed or receiving EI, child tax, private disability, workers comp & pension, your monthly income must be at least $1,200, you must have your income directly deposited into your bank account. Most Canadians fit these qualifications, and if not, we make exceptions at times, so go ahead and apply right now!

What documentation is needed?

At Focus Financial, we have completely digitized our application process. Yes, you do not need to fax or email any documents. Simply fill our online application form and electronically submit your bank statement. It can’t get easier than that!

Why would I ever need a payday loan?

Payday loans are there for you when you have more month than money. In other words, our clients like to have payday loans available to them when they run out of money, and they need a cash advance to bridge the financial gap until their next payday. Payday loans are extremely convenient when in need of quick, immediate cash for emergency situations or to make a bill payment to avoid nasty fees, sky-rocketing credit card late payment fees or tarnished credit. When you don’t need to step out of your house to get a payday loan, why wouldn’t you want that extra cash most people need?

Why would I apply with Focus Financial?

Focus Financial Inc. makes your online application experience a breeze. You can literally apply online for our payday loans from anywhere in Canada, 24 hours a day and 7 days a week. Not only that, but you can apply within 5 minutes! Upon receipt of your application, we can process your application in as little as 10 minutes, and you can receive your payday advance in as little as 20 minutes from being approved. We offer faxless payday loan options, competitive rates in the Canadian payday loan industry, a worry-free direct debit option and excellent and friendly customer service that is next to none. On top of all that, our staff at Focus Financial Inc. care about your wellbeing. We are ready to serve you anytime you need a payday loan. Apply with us today for your payday loan needs, and you will be delighted with your choice!